Fraud to look out for and avoid

Fraud and Scams

Fraudsters are always planning their next move and we want out members to be aware of some common scams that are out there.

  1. The Amazon Prime service fraud scam

In this ruse, a scammer posing as an Amazon representative will call a target to notify them about an alleged problem with their Prime account.

  1. Phishing emails

Phishing emails are nothing new, but they can be difficult to spot among the barrage of promotional emails flooding inboxes during this time of year.

  1. Delivery issues

Delivery scams generally take the form of a message appearing to be from UPS, FedEx or another delivery service, informing the victim of a “delivery issue” with an order.

  1. Non-delivery scam

Another scam whose prevalence has spiked with the increase in online shopping is the non-delivery scam, which involves a purchased gift that never arrives.

Read more about any of these scams here

In addition to scammers trying to steal your money, they are also trying to steal your identity.

The Colorado Department of Labor has reported that unemployment fraud is on the rise. If you or someone you know has been a victim of unemployment fraud, here are some steps to take:

  1. Notify all three major credit bureaus and request a “fraud alert” on your name and social security number
    TransUnion.com/fraud 800-680-7289
    Experian.com/fraudalert 888-397-3742
    Equifax.com/CreditReportAssistance 888-766-0008
  2. Notify your financial institution
  3. Visit IdentityTheft.gov to report identity theft to the FTC or call 1-877-438-4338
  4. File a police report
  5. Notify the IRS fraud hotline 1-800-908-4490
  6. Report the fraud to Colorado Department of Labor and Employment
  7. Create a file to keep all your records of fraud

More Tips to Avoid Identity Theft