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Open a New Account

Are you looking to join PGAFCU? 

Contact us to get your New Account Application started from the comfort of your own home. Once submitted, we’ll reach out to you to arrange a day and time to come in and complete your new account. 

Contact us by email at service@pgafcu.org or phone 719-542-3379 (Pueblo), 719-784-0600 (Florence)

The online application should not be used in a shared environment, such as a library or anywhere someone may be able to watch you type in your personal information.

Here’s what you’ll need to get started:

  • Must be 18 years of age or older
  • Social Security Number
  • Email address
  • Unexpired U.S. Government issued ID (Drivers License, State Issued ID, or Passport)
  • Joint owner (optional)

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Personal Loan Special

Promo Personal Loan

Pour Yourself the Perfect Loan
Let us set up your savings plan or loan today!
With some help from our Promotional Personal Loan, you can borrow up to $5000.00* as low as 7.99% APR for up to 36 months.

  • No loan processing fees
  • No pre-payment penalty fees
  • *With approved credit. Apply Today!

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Financial Tips

Financial Tips

Are you ready to join us on a journey toward financial wellness?

Pueblo Government Agencies Federal Credit Union wants to help you along a journey of financial wellness. We’ll tackle different steps in detail and help you learn all you need to know about this step. Follow along, and at the end of the year, you’ll have mastered the tools for a life of financial wellness.

So far we’ve covered

  • Tracking your Spending
  • Creating a Budget
  • Paying Down Debt
  • Build an Emergency Fund
  • Checking Your Credit Reports
  • and most recently, Steps to Improving Your Credit Score.
  • This discipline will benefit you individually, as well as all who are part of your household. 

     

    Read all the details here.

    reminder note to set goals

    Financial Resolutions

    With some planning and tips to help you along the way, you can conquer your financial resolutions like a champ! Just remember to keep it S-M-A-R-T.
    Specific
    Measurable
    Achievable
    Relevant
    Time-Based

    Would you like help getting your emergency savings built? Ask us how to set up recurring transfers.
    Would you like to get a jump start on your holiday savings for next Christmas? See how
    Has your credit score been affected by circumstances in the past year? Check out our Credit Builder Program and how it can also help your build your savings.
    Do you need help fitting your loan payments into a monthly budget?

    See also: Financial Tip of the Month

    Whatever it is, there’s no slope too steep and we’re here to help!

    person using computer

    Fraud to look out for and avoid

    Fraud and Scams

    Fraudsters are always planning their next move and we want out members to be aware of some common scams that are out there.

    1. The Amazon Prime service fraud scam

    In this ruse, a scammer posing as an Amazon representative will call a target to notify them about an alleged problem with their Prime account.

    1. Phishing emails

    Phishing emails are nothing new, but they can be difficult to spot among the barrage of promotional emails flooding inboxes during this time of year.

    1. Delivery issues

    Delivery scams generally take the form of a message appearing to be from UPS, FedEx or another delivery service, informing the victim of a “delivery issue” with an order.

    1. Non-delivery scam

    Another scam whose prevalence has spiked with the increase in online shopping is the non-delivery scam, which involves a purchased gift that never arrives.

    Read more about any of these scams here

    In addition to scammers trying to steal your money, they are also trying to steal your identity.

    The Colorado Department of Labor has reported that unemployment fraud is on the rise. If you or someone you know has been a victim of unemployment fraud, here are some steps to take:

    1. Notify all three major credit bureaus and request a “fraud alert” on your name and social security number
      TransUnion.com/fraud 800-680-7289
      Experian.com/fraudalert 888-397-3742
      Equifax.com/CreditReportAssistance 888-766-0008
    2. Notify your financial institution
    3. Visit IdentityTheft.gov to report identity theft to the FTC or call 1-877-438-4338
    4. File a police report
    5. Notify the IRS fraud hotline 1-800-908-4490
    6. Report the fraud to Colorado Department of Labor and Employment
    7. Create a file to keep all your records of fraud

    More Tips to Avoid Identity Theft

    Youth Saver CD’s

    Certificates of Deposit (CD) are a type of investment account that typically yields more interest than that of a money market or savings account. A CD account is created with a maturity date, which means you cannot withdraw money from the account until it reaches full maturity. If you do need to withdraw the money before the maturity date, you will have to pay a penalty fee.

    Key Benefits of Certificate of Deposit Accounts

    • offer several benefits to managing your savings and investments
    • give you a chance to earn higher interest than a regular savings
    • are protected by the NCUA
    • earn you money quickly through compounded interest. This means you will continue to earn money on the principal plus interest throughout the growth period.

    About PGAFCU Certificates of Deposit

    • Must be a member of PGAFCU
    • Minimum balance to open a CD is $1,000.00
    • Cannot add to a CD until it reaches the maturity date.
    • Notices of certificate renewal are mailed before the certificate matures. Once the CD is mature, you have a 10 day grace period to make changes before it is set for another term.

    See Rates

    *Dividends accrued daily and paid quarterly. Additional deposits not allowed except at maturity. All certificates automatically renew unless specified otherwise.

    IRA Certificates of Deposit

    Certificates of Deposit (CD) earn higher interest than IRA Club Accounts.

    • Must be a member of PGAFCU
    • Minimum balance to open a CD is $1,000.00
    • Cannot add to a CD until it reaches the maturity date.
    • Notices of certificate renewal are mailed before the certificate matures. Once the CD is mature, you have a 10 day grace period to make changes before it is set for another term.

    See Rates
    *Dividends accrued daily and paid quarterly. Additional deposits not allowed except at maturity. All certificates automatically renew unless specified otherwise.

    Certificates of Deposit (CD’s)

    Certificates of Deposit (CD) are a type of investment account that typically yields more interest than that of a money market or savings account. A CD account is created with a maturity date, which means you cannot withdraw money from the account until it reaches full maturity. If you do need to withdraw the money before the maturity date, you will have to pay a penalty fee.

    Key Benefits of Certificate of Deposit Accounts

    • offer several benefits to managing your savings and investments
    • give you a chance to earn higher interest than a regular savings
    • are protected by the NCUA
    • earn you money quickly through compounded interest. This means you will continue to earn money on the principal plus interest throughout the growth period.

    About PGAFCU Certificates of Deposit

    • Must be a member of PGAFCU
    • Minimum balance to open a CD is $1,000.00
    • Cannot add to a CD until it reaches the maturity date.
    • Notices of certificate renewal are mailed before the certificate matures. Once the CD is mature, you have a 10 day grace period to make changes before it is set for another term.

    See Rates
    *Dividends accrued daily and paid quarterly. Additional deposits not allowed except at maturity. All certificates automatically renew unless specified otherwise.