If you accept all the praise, you have to accept all the critics.
– Chris Brogan, famous blogger
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Financial Tip of the Month
Are you ready to join us on a journey toward financial wellness?
Each month, Pueblo Government Agencies Federal Credit Union will focus on one step of a journey of financial wellness. We’ll tackle the topic in detail and help you learn all you need to know about this step. Follow along, and at the end of the year, you’ll have mastered the tools for a life of financial wellness.
So far we’ve covered
This discipline will benefit you individually, as well as all who are part of your household.
Fraud and Scams
Fraudsters are always planning their next move and we want out members to be aware of some common scams that are out there.
- The Amazon Prime service fraud scam
In this ruse, a scammer posing as an Amazon representative will call a target to notify them about an alleged problem with their Prime account.
- Phishing emails
Phishing emails are nothing new, but they can be difficult to spot among the barrage of promotional emails flooding inboxes during this time of year.
- Delivery issues
Delivery scams generally take the form of a message appearing to be from UPS, FedEx or another delivery service, informing the victim of a “delivery issue” with an order.
- Non-delivery scam
Another scam whose prevalence has spiked with the increase in online shopping is the non-delivery scam, which involves a purchased gift that never arrives.
In addition to scammers trying to steal your money, they are also trying to steal your identity.
The Colorado Department of Labor has reported that unemployment fraud is on the rise. If you or someone you know has been a victim of unemployment fraud, here are some steps to take:
- Notify all three major credit bureaus and request a “fraud alert” on your name and social security number
- Notify your financial institution
- Visit IdentityTheft.gov to report identity theft to the FTC or call 1-877-438-4338
- File a police report
- Notify the IRS fraud hotline 1-800-908-4490
- Report the fraud to Colorado Department of Labor and Employment
- Create a file to keep all your records of fraud
Promo Personal Loan
For a limited time you can borrow up to $5000 as low as 6.49% APR* for up to 36 months.
*With approved credit. Apply Today!Details
PGAFCU Mobile Banking App
Now available to download!
It’s easy to view and easy to use!
- Account Summary
- Transaction History
- Pending Transactions
- Bill Pay
*Must have access to online banking. First, you will need to login to your online banking and complete the Mobile Setup, then download the app from your iTunes or Google Play App Stores.Details
2022 HOLIDAY CLOSURES
January 1- New Year’s Day
January 17- Monday- Martin Luther King Jr. Day
February 21 – Monday – Presidents’ Day
May 30 – Monday- Memorial Day
June 20- Monday- Juneteenth National Independence Day Observed
July 4 – Monday – Independence Day Observed
September 5 – Monday – Labor Day
October 10 – Monday – Columbus Day
November 11 – Friday – Veterans Day
November 24 – Thursday – Thanksgiving Day
November 25 – Friday – Day-After Thanksgiving
December 26 – Monday – Christmas Day Observed