Share (Savings)

Becoming a member at PGAFCU starts with your share savings account.

Share (Savings) Account Details:

  • $25 Pledge Deposit Required – This establishes your membership, giving you access to all of our great products and services.
  • See Rates

FREE Checking

Free Checking Details:

  • No Minimum Balance
  • No monthly maintenance fee
  • Free VISA debit card
  • Free Online Banking
  • Free Bill Pay (must pay at least one bill every 90 days to avoid an inactivity fee)

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Order checks through Checks For Less using this link:

If you are unable to place an order with our new check printer, Checks For Less, due to one of the following reasons, please call 800-831-3916:

  • New check order
  • Name or address change
  • Do not know starting number
  • Have not ordered through Checks For Less before


VISA ATM/Debit Card

Apply for your FREE ATM/Debit Card!

Review the Debit Card Agreement. Return the Debit Card Application to PGAFCU. Standard delivery of your new card and Personal Identification Number (PIN) is 10-12 business days. If you would like to fax your application you can send it to the Pueblo Office at 719-542-8581 or the Florence Office at 719-784-0606.

Activate your Debit Card or Change PIN- CALL – 1-800-216-4223 or 1-877-205-3163

Find a surcharge free ATM near you! Over 28,000 locations nationwide!

Just visit:
Or send a text to 91989 with your ZIP Code to receive a list of ATM locations.

Have you LOST your Visa ATM/Debit Card?

VISA ATM/Debit CardCALL 1-833-933-1681

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Control your card with MobiMoney

Now you have more control over your debit card with MobiMoney – the FREE mobile app with card controls – to keep your money safe!

  • Turn your card on or off
  • Receive transaction and purchase alerts
  • Set card usage based on location, merchant, transaction types and amounts

See How It Works

Learn More or Download MobiMoney today
If you receive a message about a recent purchase you don’t recognize, you can contact us immediately.

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True Money Market

The True Money Market Account earns higher interest than the regular savings account.

True Money Market Account Details:

  • Minimum deposit of $500 is required
  • See Rates
  • Withdrawals may be done by cash, check, transfer or any combination, but not to exceed three total per monthly statement cycle.


In order to qualify for a True Money Market Account, a member must have accounts in good standing. The True Money Market Account (TMM) will not be available for anyone with any of the following criteria:

  • Delinquent on any PGAFCU loans
  • Negative account balances
  • Any Non-Sufficient Fund activity within the last 6 months
  • Any bankruptcy proceedings with PGAFCU
  • Receives negative report through CHEXSYSTEMS

Teen Checking/Savings

Start your kids’ financial education early to promote good savings habits.
Teen Savings Account details:

  • Must be accompanied with a parent or guardian as joint owner
  • Minor Savings requires a minimum balance of $25


Teen Checking Account Details:

  • Must be 16-18 years of age and have a parent or guardian as a joint owner
  • This account has all the benefits of our regular checking including the price tag – FREE!
  • No Minimum Balance or Monthly Maintenance Fees
  • Free VISA Debit Card
  • Free E-Statements/ Online Banking


Christmas Club

Christmas Club is a great way to save for Christmas and eliminate the frustration of paying off your Christmas bills well after Christmas.
Christmas Club Details:

  • Interest is accrued daily, but pays out annually on October 31st of each year.
  • Christmas Club funds are automatically deposited into your share savings account on November 1st.
  • If you withdraw your funds from this account prior to November 1st, you forfeit any accrued interest and you cannot re-open a Christmas Club account until after November 1st of that year.
  • See Rates
  • See your Member Service Representative in Pueblo or Florence for more details.

Dream Accounts/Club Savings

Save for the things you want!

With Club Savings, you can open savings accounts for specific purposes, such as:

  • A “Rainy Day Fund”
  • A “Vacation Fund”
  • A “Home Improvement Fund”
  • A “New Car Fund”
  • …the possibilities are endless!

They all pay the same rate as your regular share savings account and there’s no monthly maintenance fee or minimum balance required!