Checking & Savings

Share (Savings)

Becoming a member at PGAFCU starts with your share savings account.

Share (Savings) Account Details:

• $25 Pledge Deposit Required – This establishes your membership, giving you access to all of our great products and services.
• .10% A.P.Y.”

FREE Checking

Free Checking Details:

• No Minimum Balance
• No monthly maintenance fee
• Free VISA debit card
• Free Online Banking
• Free Bill Pay (must pay at least one bill every 90 days to avoid an inactivity fee)

 
Order checks through Checks For Less using this link:

https://www.bank-a-count.com/financial/OrderChecks/307077309

If you are unable to place an order with our new check printer, Checks For Less, due to one of the following reasons, please call 800-831-3916:

• New check order
• Name or address change
• Do not know starting number
• Have not ordered through Checks For Less before

VISA ATM/Debit Card

Apply for your FREE ATM/Debit Card!

Review the Debit Card Agreement. Return the Debit Card Application to PGAFCU. Standard delivery of your new card and Personal Identification Number (PIN) is 10-12 business days. If you would like to fax your application you can send it to the Pueblo Office at 719-542-8581 or the Florence Office at 719-784-0606.

Activate your Debit Card – 1-800-216-4223

Change your PIN – 1-800-851-4859

Find a surcharge free ATM near you! Over 28,000 locations nationwide!

Just visit: http://www.co-opcreditunions.org/locator/

Have you LOST your Visa ATM/Debit Card?

VISA ATM/Debit Card – CALL 1-800-528-2273

Fraud Department 1-800-889-5280

True Money Market

The True Money Market Account earns higher interest than the regular savings account.

True Money Market Account Details:

• Minimum deposit of $500 is required
• 0.30% A.P.Y.
• Withdrawals may be done by cash, check, transfer or any combination, but not to exceed three total per monthly statement cycle.

In order to qualify for a True Money Market Account, a member must have accounts in good standing. The True Money Market Account (TMM) will not be available for anyone with any of the following criteria:

• Delinquent on any PGAFCU loans
• Negative account balances
• Any Non-Sufficient Fund activity within the last 6 months
• Any bankruptcy proceedings with PGAFCU
• Receives negative report through CHEXSYSTEMS

Youth Savings

Start your kids’ financial education early to promote good savings habits.
 

Youth Savings Account details:

• Must be accompanied with a parent or guardian as joint owner
• Minor Savings requires a minimum balance of $25
• .10% A.P.Y.”

Youth Saver CD’s are also available.

CU Smart Kids Resources

Teen Checking/Savings

Start your kids’ financial education early to promote good savings habits.
Teen Savings Account details:

• Must be accompanied with a parent or guardian as joint owner
• Minor Savings requires a minimum balance of $25

Teen Checking Account Details:

• Must be 16-18 years of age and have a parent or guardian as a joint owner
• This account has all the benefits of our regular checking including the price tag – FREE!
• No Minimum Balance or Monthly Maintenance Fees
• Free VISA Debit Card
• Free E-Statements/ Online Banking

Christmas Club

Christmas Club is a great way to save for Christmas and eliminate the frustration of paying off your Christmas bills well after Christmas.
 
Christmas Club Details:

• Interest is accrued daily, but pays out annually on November 1st of each year.
• Christmas Club funds are automatically deposited into your share savings account.
• If you withdraw your funds from this account prior to November 1st, you forfeit any accrued interest and you cannot re-open a Christmas Club account until after November 1st of that year.
• .20% A.P.Y
• See your Member Service Representative in Pueblo or Florence for more details.

Dream Accounts/Club Savings

Save for the things you want!

With Club Savings, you can open savings accounts for specific purposes, such as:

• A “Rainy Day Fund”
• A “Vacation Fund”
• A “Home Improvement Fund”
• A “New Car Fund”
• …the possibilities are endless!

They all pay the same rate as your regular share savings account (.10% A.P.Y.), and there’s no monthly maintenance fee or minimum balance required!