Online Loan Application

Click here for the Online Loan Application

New & Used Auto Loans

Loan Applications
You asked for it and we’ve got it! Online Loan Applications.
Click here to Apply

We offer loans on New or Used cars, trucks, and SUVs.
Search for an Auto

We offer loans on New or Used cars, trucks, and SUVs.
5 things to do to get the best deal on a new vehicle

AUTO LOAN RATES Annual Percentage Rates

  • 2021 or Newer Auto Loan Rates as low as 5.49% A.P.R.
  • 2015-2020 Auto Loan Rates as low as 5.99% A.P.R. *
  • 2014 & Older Auto Loan Rates as low as 7.99% A.P.R. *

*Must meet lending policy requirements, rates are as low as quoted with approved credit and are also based off of the term. Approved amount is also based on the value of the vehicle. Rates effective March 1, 2024.
5.49% APR is not available to existing PGAFCU loans, must be a new loan.
 

Close up of a new car

Motorcycle and Recreational Vehicle Loans

Online Loan Application
Click here to Apply

MOTORCYCLE, RV, CAMPER, TRAILERS
2021 or Newer Motorcycle, RV, Camper & Trailer rates are as low as 6.09% A.P.R.*
2015 – 2020 Motorcycles, RV’s, Campers, or Trailers are as low as 7.09% A.P.R.*

DIRT BIKES, ATV’S AND ALL WATERCRAFT
2021 or Newer Dirt Bikes, ATV’s, and Watercrafts are as low as 6.85% A.P.R.*
2015 – 2020 Dirt Bikes, ATV’s, and Watercraft are as low as 7.85% A.P.R.*

*Must meet lending policy requirements, rates are as low as quoted with approved credit and are also based off of the term. Approved amount is also based on the value of the vehicle. Rates Effective March 1, 2024.

Search for a Motorcycle/RV

biker on motorcycle

VISA Credit Card

With a low interest credit card from PGAFCU, you can move multiple credit card balances to just one card. This can help to manage your bills and keep track of only one credit card payment each month instead of 2 or 3! Paying less in interest and fees will get you on the path to financial steadiness.

Click here to Apply
VISA Credit Card Details:

  • Limits up to $10,000 with rates as low as 9.90% APR (with approved credit)
  • No Balance Transfer Fees
  • No Annual Fee
  • To view all of the most recent activity on your VISA CREDIT CARD please login to your PGAFCU Online Banking and click on your credit card history. Or you can also sign into www.ezcardinfo.com

Have you LOST your VISA Credit Card? – CALL 1-800-325-3678
Customer Service 1-800-322-8472
Have questions about applying for our credit card? Please call 1-800-831-3916 to speak with our lending department.

SecurLOCK Equip

SecurLOCK Equip is a mobile app that allow you to control how, when, and where your PGAFCU Credit Cards are being used. It is a simple and secure way to manage and monitor your payment transaction activity. SecurLOCK Equip can help keep your payment cards safe and provide instant notifications whenever your card is used.

  • Real-time alerts
  • Turn your card off/on
  • Set your location- if you are traveling, you can update your location to allow your transaction

Download SecurLOCK Equip

 

Signature Loans

If you’ve got an emergency or a sudden bill, a signature loan can help. A signature loan (also known as a personal loan) uses only your signature as a promise to pay.

We usually have a different signature loan special each month so give us a call at

1-800-831-3916 and ask about our current loan specials.

Rates as low as 8.75% A.P.R. Regular Signature Loan

Click here to Apply

*Must meet lending policy requirements, rates are as low as quoted with approved credit and are also based off of the term

Full Share-Secured Loan

As low as 2.75% A.P.R. above the current share dividend rate.

*Must meet lending policy requirements, rates are as low as quoted with approved credit and are also based off of the term.

Second Chance/Credit Builder Program

Build your Credit and your Savings all in one shot!

  • Borrow $500- $5,000
  • Guaranteed Approval*
  • Fixed Interest rates as low as 5.80% APR
  • You select repayment term (9 to 60 months)
  • Low monthly payments
  • Payroll deduction or automatic transfer for payment options available
  • Reports to credit bureaus

Loan proceeds are deposited to your savings then pledged to the loan until it is repaid. Payments made will be shown on your credit report. Ask for more details! Please see the chart below for examples or contact us for a different payment option.

*Must meet lending policy requirements, rates are as low as quoted with approved credit and are also based off of the term. Guaranteed Approval as long as you have income. APR= Annual Percentage Rate. Rates are subject to change without notice. Options shown are for examples.

Example:
$500 goal
$23/monthly payment
24 month term
Rate as low as 6.30% APR
Interest you’ll pay $32.52
More examples

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Student Loans for PGAFCU by Sallie Mae

Whether you’re an undergraduate, graduate student, or parent, Get money for school from Sallie Mae®

Student loans from PGAFCU in partnership with Sallie Mae® could help!

Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

– Competitive interest rates

– Multiple repayment options

– No origination fees; no prepayment penalty1

Smart Option Student Loan® for Undergraduate Students

Parent Loan

Plus, the graduate loan suite is designed to meet

the needs of students in specific fields of study.

Find out which loan is right for you www.salliemae.com/smartoption/pgafcu

Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Pueblo Government Agencies FCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Mortgage Loans

Residential Lending:
Pivot Lending Group

1.877.428.6847
5935 S. Zang Street, Ste 220
Littleton, CO 80127
https://www.pivotlending.com/

Since 2002, our mortgage partner, Pivot Lending Group, has partnered with credit unions in Colorado, Arizona, Kansas, Utah, Nebraska, Missouri, Iowa, Illinois, Texas, Tennessee and Wyoming. This partnership has made us acutely aware that choosing the right mortgage partner for our members is a vitally important decision. We always strive to set the standard for our members and Pivot Lending Group has built a proven and time tested portfolio of lending options that allows it to customize the level of service that best fits member needs. Our dedication to providing the highest level of service is the cornerstone of our success which is why we choose to partner with Pivot Lending Group.

  • 15 year or 30 year Mortgages
  • First Time Home Buyers
  • FHA/VA
  • Refinancing
  • More!

 

Regulated by: the Division of Real Estate (CO) ∙ the Arizona Department of Financial Institutions (AZ) AZ# 0913361 ∙ the Office of the State Bank Commissioner (KS) Kansas Licensed Mortgage Company License No. MC0025226 ∙ the Wyoming Division of Banking (WY) WY# 2277 – We do business in accordance with the Fair Housing Law and Equal Credit Opportunity Act. – NMLS# 109995

 

 

Commercial Lending:
Centennial Lending
720-494-2740
1-866-588-1100
600 S. Airport Road, D-300
Longmont, CO 80503
www.centennial-lending.com
Call 719-542-3379 (Pueblo) or 719-784-0600 (Florence) to speak with a loan
officer for more information.