Credit Cards made just right- like your coffee. Locally sourced, low rate, no annual fee

Credit Card Balance Transfer

 

Warm up the season with a credit card made just right.

  • Locally sourced
  • No annual fee
  • No balance transfer fees
  • Receive a 5.99% Promotional APR* for 6 months
  • Valid for balance transfers completed June 16- December 31, 2022
*Balance transfers completed between 6/16 -12/31/2022 will receive a promotional 5.99% APR for 6 months from date of transfer. After promotional time frame expires, remaining balances will migrate to standard APR applicable on your account. Please contact the credit union for complete details.
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Financial Tip of the Month

Financial Tip of the Month

Are you ready to join us on a journey toward financial wellness?

Each month, Pueblo Government Agencies Federal Credit Union will focus on one step of a journey of financial wellness. We’ll tackle the topic in detail and help you learn all you need to know about this step. Follow along, and at the end of the year, you’ll have mastered the tools for a life of financial wellness.

So far we’ve covered

  • Tracking your Spending
  • Creating a Budget
  • Paying Down Debt
  • Checking Your Credit Reports
  • and most recently, Steps to Improving Your Credit Score.
  • This discipline will benefit you individually, as well as all who are part of your household. 

     

    Read all the details here.

    reminder note to set goals

    Financial Resolutions

    With some planning and tips to help you along the way, you can conquer your financial resolutions like a champ! Just remember to keep it S-M-A-R-T.
    Specific
    Measurable
    Achievable
    Relevant
    Time-Based

    Would you like help getting your emergency savings built? Ask us how to set up recurring transfers.
    Would you like to get a jump start on your holiday savings for next Christmas? See how
    Has your credit score been affected by circumstances in the past year? Check out our Credit Builder Program and how it can also help your build your savings.
    Do you need help fitting your loan payments into a monthly budget?

    See also: Financial Tip of the Month

    Whatever it is, there’s no slope too steep and we’re here to help!

    Fraud to look out for and avoid

    Fraud and Scams

    Fraudsters are always planning their next move and we want out members to be aware of some common scams that are out there.

    1. The Amazon Prime service fraud scam

    In this ruse, a scammer posing as an Amazon representative will call a target to notify them about an alleged problem with their Prime account.

    1. Phishing emails

    Phishing emails are nothing new, but they can be difficult to spot among the barrage of promotional emails flooding inboxes during this time of year.

    1. Delivery issues

    Delivery scams generally take the form of a message appearing to be from UPS, FedEx or another delivery service, informing the victim of a “delivery issue” with an order.

    1. Non-delivery scam

    Another scam whose prevalence has spiked with the increase in online shopping is the non-delivery scam, which involves a purchased gift that never arrives.

    Read more about any of these scams here

    In addition to scammers trying to steal your money, they are also trying to steal your identity.

    The Colorado Department of Labor has reported that unemployment fraud is on the rise. If you or someone you know has been a victim of unemployment fraud, here are some steps to take:

    1. Notify all three major credit bureaus and request a “fraud alert” on your name and social security number
      TransUnion.com/fraud 800-680-7289
      Experian.com/fraudalert 888-397-3742
      Equifax.com/CreditReportAssistance 888-766-0008
    2. Notify your financial institution
    3. Visit IdentityTheft.gov to report identity theft to the FTC or call 1-877-438-4338
    4. File a police report
    5. Notify the IRS fraud hotline 1-800-908-4490
    6. Report the fraud to Colorado Department of Labor and Employment
    7. Create a file to keep all your records of fraud

    More Tips to Avoid Identity Theft

    arrows pointing in different directions- how to get where you want to be

    Personal Loan Special

    Promo Personal Loan

    If you’re not sure you can afford your dream wedding, a well-deserved vacation or perhaps an unexpected repair, come see us. Let us- your financial partner- help you navigate towards the next step.
    For a limited time you can borrow up to $5000.00* as low as 6.99% APR for up to 36 months.

    • No loan processing fees
    • No pre-payment penalty fees
    • *With approved credit. Apply Today!

    What’s New!

    PGAFCU Mobile Banking App

    Now available to download!

    It’s easy to view and easy to use!

    • Account Summary
    • Transaction History
    • Pending Transactions
    • Transfers
    • Bill Pay

    *Must have access to online banking. First, you will need to login to your online banking and complete the Mobile Setup, then download the app from your iTunes or Google Play App Stores.

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    Branch Holiday Hours

    2022 HOLIDAY CLOSURES

    January 1- New Year’s Day
    January 17- Monday- Martin Luther King Jr. Day
    February 21 – Monday – Presidents’ Day
    May 30 – Monday- Memorial Day
    June 20- Monday- Juneteenth National Independence Day Observed
    July 4 – Monday – Independence Day Observed
    September 5 – Monday – Labor Day
    October 10 – Monday – Columbus Day
    November 11 – Friday – Veterans Day
    November 24 – Thursday – Thanksgiving Day
    November 25 – Friday – Day-After Thanksgiving
    December 26 – Monday – Christmas Day Observed