Dream Accounts/Club Savings

Save for the things you want!

With Club Savings, you can open savings accounts for specific purposes, such as:

  • A “Rainy Day Fund”
  • A “Vacation Fund”
  • A “Home Improvement Fund”
  • A “New Car Fund”
  • …the possibilities are endless!

They all pay the same rate as your regular share savings account and there’s no monthly maintenance fee or minimum balance required!

Christmas Club

Christmas Club is a great way to save for Christmas and eliminate the frustration of paying off your Christmas bills well after Christmas.
Christmas Club Details:

  • Interest is accrued daily, but pays out annually on October 31st of each year.
  • Christmas Club funds are automatically deposited into your share savings account on November 1st.
  • If you withdraw your funds from this account prior to November 1st, you forfeit any accrued interest and you cannot re-open a Christmas Club account until after November 1st of that year.
  • See Rates
  • See your Member Service Representative in Pueblo or Florence for more details.

Teen Checking/Savings

Start your kids’ financial education early to promote good savings habits.
Teen Savings Account details:

  • Must be accompanied with a parent or guardian as joint owner
  • Minor Savings requires a minimum balance of $25


Teen Checking Account Details:

  • Must be 16-18 years of age and have a parent or guardian as a joint owner
  • This account has all the benefits of our regular checking including the price tag – FREE!
  • No Minimum Balance or Monthly Maintenance Fees
  • Free VISA Debit Card
  • Free E-Statements/ Online Banking


True Money Market

The True Money Market Account earns higher interest than the regular savings account.

True Money Market Account Details:

  • Minimum deposit of $500 is required
  • See Rates
  • Withdrawals may be done by cash, check, transfer or any combination, but not to exceed three total per monthly statement cycle.


In order to qualify for a True Money Market Account, a member must have accounts in good standing. The True Money Market Account (TMM) will not be available for anyone with any of the following criteria:

  • Delinquent on any PGAFCU loans
  • Negative account balances
  • Any Non-Sufficient Fund activity within the last 6 months
  • Any bankruptcy proceedings with PGAFCU
  • Receives negative report through CHEXSYSTEMS


Control your card with MobiMoney

Now you have more control over your debit card with MobiMoney – the FREE mobile app with card controls – to keep your money safe!

  • Turn your card on or off
  • Receive transaction and purchase alerts
  • Set card usage based on location, merchant, transaction types and amounts

See How It Works

Learn More or Download MobiMoney today
If you receive a message about a recent purchase you don’t recognize, you can contact us immediately.

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VISA ATM/Debit Card

Apply for your FREE ATM/Debit Card!

Review the Debit Card Agreement. Return the Debit Card Application to PGAFCU. Standard delivery of your new card and Personal Identification Number (PIN) is 10-12 business days. If you would like to fax your application you can send it to the Pueblo Office at 719-542-8581 or the Florence Office at 719-784-0606.

Activate your Debit Card or Change PIN- CALL – 1-800-216-4223 or 1-877-205-3163

Find a surcharge free ATM near you! Over 28,000 locations nationwide!

Just visit: http://www.co-opcreditunions.org/locator/
Or send a text to 91989 with your ZIP Code to receive a list of ATM locations.

Have you LOST your Visa ATM/Debit Card?

VISA ATM/Debit CardCALL 1-833-933-1681

FREE Checking

Free Checking Details:

  • No Minimum Balance
  • No monthly maintenance fee
  • Free VISA debit card
  • Free Online Banking
  • Free Bill Pay (must pay at least one bill every 90 days to avoid an inactivity fee)

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Order checks through Checks For Less using this link:


If you are unable to place an order with our new check printer, Checks For Less, due to one of the following reasons, please call 800-831-3916:

  • New check order
  • Name or address change
  • Do not know starting number
  • Have not ordered through Checks For Less before