Route 66 Extended Warranty

  • Route 66 Coverage Benefits:
    • $0 Deductible on ALL plans
    • 30 day “free look” – cancel for any reason within the first 30 days and receive a full refund
    • Emergency Roadside Service (up to $50 per incident): towing, lock-out service, jump start & fuel delivery
    • Rental Car Allowance (Easy Street-$50 per day, Main Street/First Street-$40 per day)
    • Open Enrollment-coverage at any time!
    • Battery Coverage (Easy/Main Street Plans)
    • Competitive Rates!
    • And SO MUCH MORE!

We can establish the best plan for your needs in minutes! All we need is your car’s mileage & VIN to get a quote or to register a policy.
Call the credit union for more information or a brochure! 719-542-3379 in Pueblo or 719-784-0600 in Florence

GAP Insurance

Will your insurance pay-off your loan if your vehicle is deemed a total loss? Don’t find out the hard way!

Why buy GAP Insurance?

  • GAP helps pay off your remaining loan/lease balance if your vehicle is stolen or damaged and is deemed to be a total loss.
  • GAP helps clear your credit, allowing you to start fresh with a new vehicle.
  • GAP is inexpensive when you purchase through your credit union and it can be included as a small addition to your monthly payment.

What is GAP?

GAP is Guaranteed Auto Protection. It helps cover the difference between the

actual cash value of the vehicle (primary insurance company settlement) and the

outstanding loan balance at the time of loss.

What does GAP NOT Cover?

  • Any refundable additions to the loan amount such as Service Contracts and Other insurance
  • More than 2 delinquent payments
  • Late charges, fees, extensions, or other money added to the loan after inception
  • Any portion of the loan, at loan inception, that exceeded 150% of MSRP (new vehicles) or 150% of NADA average retail book value (used vehicles)
  • Interest accrued after the date of loss

Is the deductible covered by GAP?

The primary insurance deductible is waived only to the extent it is part of the GAP amount. Any portion of the deficiency balance caused by the borrower’s deductible will be reimbursed up to $1,000, where permitted. This coverage is not available by law in all states.

Can GAP be transferred to a different loan or vehicle?

No, GAP is not transferable. GAP covers the loan and the vehicle that is listed on

the loan agreement, and may not be transferred to a new loan or vehicle.

What if the borrower decides to purchase their totaled vehicle back from

the insurance company?

If they purchase their totaled vehicle back from their insurance company, the

salvage price will be deducted from their GAP claim amount.

What if additional funds are added or the term extended will the the

borrower need to buy a new GAP policy?

Yes, if they would like the additional funds and/or term extensions covered.

Can GAP be sold on a multiple collateral loan?

We recommend that GAP not be sold on this type of loan. However, if sold

and a claim is filed then the claim will be adjusted to the percentage of the

loan balance that the totaled vehicle represents.

Can GAP be purchased after loan origination?

Yes, they can purchase GAP anytime after loan origination as long as they have

not experienced a total loss due to collision or theft. However, it is not retroactive

and the coverage goes into effect the day the GAP is purchased and covers the

remaining term and balance.

Call your local branch for more information or to purchase GAP insurance for your

vehicle.

TruStage Auto & Home Insurance

You can save just by being a member of our credit union!

For a FREE NO OBLIGATION RATE QUOTE:

1-888-888-0375 or www.TruStage.com

Enjoy these benefits:

  • Responsive 24-hour-a-day claims service
  • 24-hour emergency roadside assistance
  • Fast, convenient auto insurance appraisals
  • Guaranteed auto repairs
  • Guaranteed home repairs
  • On-the-spot homeowners service
  • Hassle-free replacement of personal items
  • Assistance in finding temporary living arrangements
  • Easy access to helpful information from insurance counselors
  • Convenient payment options, and Easy to use online services

You may also qualify for these additional discounts:

  • Multi-Car
  • Safe Driver
  • Good Student
  • Airbags/use of seatbelts
  • Anti-theft Devices
  • Anti-lock Brakes

Discounts on homeowners insurance may include:

  • New Home
  • Fire prevention device(s)
  • Burglary and Fire Alarms
  • Inflation Protection
  • Multi-policies”