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Youth Saver CD’s

Investments

Certificates of Deposit (CD) are a type of investment account that typically yields more interest than that of a money market or savings account. A CD account is created with a maturity date, which means you cannot withdraw money from the account until it reaches full maturity. If you do need to withdraw the money before the maturity date, you will have to pay a penalty fee.

Key Benefits of Certificate of Deposit Accounts

  • offer several benefits to managing your savings and investments
  • give you a chance to earn higher interest than a regular savings
  • are protected by the NCUA
  • earn you money quickly through compounded interest. This means you will continue to earn money on the principal plus interest throughout the growth period.

About PGAFCU Certificates of Deposit

  • Must be a member of PGAFCU
  • Minimum balance to open a CD is $1,000.00
  • Cannot add to a CD until it reaches the maturity date.
  • Notices of certificate renewal are mailed before the certificate matures. Once the CD is mature, you have a 10 day grace period to make changes before it is set for another term.

See Rates

*Dividends accrued daily and paid quarterly. Additional deposits not allowed except at maturity. All certificates automatically renew unless specified otherwise.

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IRA Certificates of Deposit

InvestmentsLeave a comment

Certificates of Deposit (CD) earn higher interest than IRA Club Accounts.

  • Must be a member of PGAFCU
  • Minimum balance to open a CD is $1,000.00
  • Cannot add to a CD until it reaches the maturity date.
  • Notices of certificate renewal are mailed before the certificate matures. Once the CD is mature, you have a 10 day grace period to make changes before it is set for another term.

See Rates
*Dividends accrued daily and paid quarterly. Additional deposits not allowed except at maturity. All certificates automatically renew unless specified otherwise.

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Certificates of Deposit (CD’s)

Investments

Certificates of Deposit (CD) are a type of investment account that typically yields more interest than that of a money market or savings account. A CD account is created with a maturity date, which means you cannot withdraw money from the account until it reaches full maturity. If you do need to withdraw the money before the maturity date, you will have to pay a penalty fee.

Key Benefits of Certificate of Deposit Accounts

  • offer several benefits to managing your savings and investments
  • give you a chance to earn higher interest than a regular savings
  • are protected by the NCUA
  • earn you money quickly through compounded interest. This means you will continue to earn money on the principal plus interest throughout the growth period.

About PGAFCU Certificates of Deposit

  • Must be a member of PGAFCU
  • Minimum balance to open a CD is $1,000.00
  • Cannot add to a CD until it reaches the maturity date.
  • Notices of certificate renewal are mailed before the certificate matures. Once the CD is mature, you have a 10 day grace period to make changes before it is set for another term.

See Rates
*Dividends accrued daily and paid quarterly. Additional deposits not allowed except at maturity. All certificates automatically renew unless specified otherwise.

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Make a Payment

Make a PaymentLeave a comment

TO MAKE A PAYMENT TO YOUR PGAFCU LOAN FROM ANOTHER FINANCIAL INSTITUTION:

If you are making a payment using a debit card or checking account from another bank or credit union Click Here to go to Digital Pay *

A $7.50 flat processing fee will apply.

Electronic check payments processed before 6 p.m. MST will post to your account the following business day.

Electronic debit or credit card payments processed before 6 p.m. MST will take up to two business days to post to your account.

*By clicking on the link above you will visit a site not owned by Pueblo Government

Agencies Federal Credit Union. PGAFCU has no control over the content of the

site. The link is provided for your convenience only.

 

If you would like to set up recurring payments from another financial institution to Pueblo Government Agencies FCU please print, fill out, and return this Recurring Authorization Form Digital Pay form to the credit union. You may bring it to a branch near you or you can fax it to 719-542-8581. For questions about this form, please contact the lending department at 719-542-3379.

Additional ways to make your payment to avoid the processing fee:

  1. Bill Pay from your other bank/credit union.
  2. Mail a check or money order. Be sure to include your loan account number on the memo line.
  3. Pay from your PGAFCU savings or checking account via Online Banking. You will need to log in, then use the Transfer Funds box.
  4. Payroll Deduction from your employer. Ask your employer if they can send part of your paycheck to your PGAFCU savings or checking account. They will need the Routing Number (9 digits) and Account Number (please verify this with us).
    Option 1: Once the funds are deposited to your account, you can log in to your PGAFCU Online Banking to Transfer the Funds to your loan.
    Option 2. Set up a Recurring Transfer through Online Banking.
    Option 3. Contact us to set up an Automatic Distribution.
  5.  Visit us in person!

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Wire Transfers

Other ServicesLeave a comment

To receive a wire transfer to your account at PGAFCU, you will need to use these instructions:

  • Intermediate Financial Institution:
    Corporate America Credit Union
    ABA Routing Number: 262090120
    4365 Crescent Road
    Irondale, AL 35210
    CACU Tel: (800)292-6242

 

  • Beneficiary Financial Institution:
    Pueblo Government Agencies FCU
    ABA Routing Number: 307077309
    720 N Greenwood St
    Pueblo, CO 81003
    719-542-3379

 

  • Final Credit goes to:
    Members Name
    Account Number
    Members Address
    Please note if funds are going to a checking or savings account.

 

To send a wire transfer, please contact the receiving financial institution for their Wiring Instructions. You can also call us to find out what information we will require to send a wire transfer.

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Online Banking and PGA Bill Pay

Online and Mobile BankingLeave a comment

Online Banking is Free to All Members!

  • Account access is available when YOU need it. You can manage your account 24/7.
  • The up-to-date design is made to fit desktop or mobile screens.
  • Track debit spending, pending transactions, checks and more all in one place!
  • You can make transfers between your PGAFCU accounts anytime online. Transfers post right away, so it’s available when you need it!
  • You can set up balance alerts, so if your balance moves above or below your set amount, we’ll notify you via e-mail or text message*.
  • Great for personal account management and businesses!
*Text alerts may not be available for certain mobile carriers. Message and data rates may apply.

Bill Pay

  • Bills can be paid to a utility company, an individual or another financial institution.
  • Schedule payments when you want to send them.
  • Safer than sending personal checks in the mail.
  • Schedule reminder or recurring payments so you never miss a bill.
  • Search your payment history to track your finances.
  • Bill Pay is available to you at no cost if used at least once every 90 days. Otherwise there is a $7.00 inactivity fee every month it remains inactive.
    View a Demo Video Here

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Dream Accounts/Club Savings

Checking & SavingsLeave a comment

Save for the things you want!

With Club Savings, you can open savings accounts for specific purposes, such as:

  • A “Rainy Day Fund”
  • A “Vacation Fund”
  • A “Home Improvement Fund”
  • A “New Car Fund”
  • …the possibilities are endless!

They all pay the same rate as your regular share savings account and there’s no monthly maintenance fee or minimum balance required!