Pay for college the smart way.

The PGAFCU Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between scholarships and federal loans and the cost of education expenses. The loan offers simple repayment options and allows students to borrow up to 100 percent of school certified education costs (minimum $1,000). It offers competitive interest rates and there are no origination or disbursement fees for students attending degree-granting institutions. Plus, applying with a creditworthy cosigner may lower the interest rate – and gives a better chance of approval. PGAFCU, Sallie Mae and you. Together we can do this.

The Smart Option Student Loan features and benefits:

  • Competitive fixed interest rates in addition to our low variable interest rates providing even more choice and flexibility.
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Fast Online Application. Our easy-to-complete application takes about 15 minutes. It’s quick and easy.
  • 24/7 online account management
  • No prepayment penalty.

Visit to learn more and apply today!